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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,322 | $124,330+151.2% | $109,173+186.1% | $167,536+86.4% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 11.22% | 26.04%-14.8pp | 25.75%-14.5pp | 478.82%-467.6pp |
| Employer contribution / active EE | $0 | $4,209-100.0% | $3,723-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $8,667 | $5,256+64.9% | $4,654+86.2% | $6,342+36.6% |
| Admin fee / account holder | $8,423 | $7,974+5.6% | $6,755+24.7% | $12,315-31.6% |