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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,516 | $56,287+176.3% | $80,977+92.0% | $62,881+147.3% |
| Participation rate | 92.6% | 68.9%+23.7pp | 75.8%+16.8pp | 69.3%+23.3pp |
| Annual return | 9.70% | 22.13%-12.4pp | 17.11%-7.4pp | 20.14%-10.4pp |
| Employer contribution / active EE | $0 | $1,943-100.0% | $3,715-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $12,380 | $4,196+195.1% | $5,696+117.3% | $3,203+286.5% |
| Admin fee / account holder | $18,458 | $3,742+393.3% | $5,517+234.6% | $4,296+329.7% |