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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,094 | $129,737-29.0% | $119,126-22.7% | $154,746-40.5% |
| Participation rate | 78.3% | 78.9%-0.6pp | 75.8%+2.5pp | 80.7%-2.4pp |
| Annual return | 13.93% | 379.08%-365.2pp | 282.11%-268.2pp | 172.34%-158.4pp |
| Employer contribution / active EE | $0 | $4,375-100.0% | $4,034-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $7,161 | $5,842+22.6% | $5,318+34.7% | $6,730+6.4% |
| Admin fee / account holder | $12,548 | $11,961+4.9% | $10,693+17.3% | $14,365-12.7% |