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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,623 | $72,273-45.2% | $101,275-60.9% | $79,856-50.4% |
| Participation rate | 85.2% | 68.5%+16.7pp | 75.8%+9.4pp | 69.6%+15.5pp |
| Annual return | 9.83% | 22.30%-12.5pp | 46.48%-36.7pp | 31.71%-21.9pp |
| Employer contribution / active EE | $5,153 | $2,691+91.5% | $3,660+40.8% | $2,471+108.5% |
| Participant deferral / active EE | $0 | $3,282-100.0% | $4,371-100.0% | $3,741-100.0% |
| Admin fee / account holder | $1,644 | $4,401-62.6% | $5,948-72.4% | $5,306-69.0% |