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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,330 | $175,231-50.2% | $149,696-41.7% | $139,466-37.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 19.54% | 166.77%-147.2pp | 134.46%-114.9pp | 373.66%-354.1pp |
| Employer contribution / active EE | $2,976 | $5,478-45.7% | $4,821-38.3% | $4,754-37.4% |
| Participant deferral / active EE | $8,830 | $6,521+35.4% | $5,682+55.4% | $6,712+31.6% |
| Admin fee / account holder | $1,799 | $16,155-88.9% | $13,212-86.4% | $11,409-84.2% |