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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS2+ years Filed as: CAPITAL RESEARCH AND MANAGEMENT COM Service code 64 · EIN 95-1411037 | Recordkeeping Fees | $400 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,135 | $46,297+16.9% | $71,671-24.5% | $62,293-13.1% |
| Participation rate | 32.6% | 60.6%-28.0pp | 68.7%-36.2pp | 69.5%-36.9pp |
| Annual return | 19.77% | 22.32%-2.6pp | 20.65%-0.9pp | 28.90%-9.1pp |
| Employer contribution / active EE | $228 | $1,412-83.8% | $2,460-90.7% | $2,042-88.8% |
| Participant deferral / active EE | $1,358 | $2,235-39.2% | $3,438-60.5% | $3,169-57.1% |
| Admin fee / account holder | $12 | $461-97.5% | $5,558-99.8% | $479-97.6% |