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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,434 | $62,586+38.1% | $76,766+12.6% | $64,181+34.7% |
| Participation rate | 100.0% | 72.8%+27.2pp | 77.0%+23.0pp | 69.6%+30.4pp |
| Annual return | -7.83% | -1.95%-5.9pp | 2.43%-10.3pp | 7.63%-15.5pp |
| Employer contribution / active EE | $3,188 | $1,832+74.0% | $2,485+28.3% | $2,381+33.9% |
| Participant deferral / active EE | $5,264 | $3,145+67.4% | $3,851+36.7% | $3,470+51.7% |
| Admin fee / account holder | $2,455 | $4,667-47.4% | $6,675-63.2% | $4,887-49.8% |