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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,456 | $54,380+33.2% | $68,509+5.8% | $59,633+21.5% |
| Participation rate | 88.2% | 70.2%+18.0pp | 74.7%+13.5pp | 68.7%+19.6pp |
| Annual return | -2.42% | 2.83%-5.3pp | 8.27%-10.7pp | 2041.45%-2043.9pp |
| Employer contribution / active EE | $0 | $1,539-100.0% | $2,278-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $3,046 | $2,643+15.2% | $3,382-9.9% | $3,192-4.6% |
| Admin fee / account holder | $3,078 | $3,885-20.8% | $5,275-41.6% | $4,297-28.4% |