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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,448 | $59,839-37.4% | $81,991-54.3% | $79,852-53.1% |
| Participation rate | 50.0% | 61.6%-11.6pp | 69.3%-19.3pp | 69.6%-19.6pp |
| Annual return | 13.56% | 17.56%-4.0pp | 41.31%-27.7pp | 31.72%-18.2pp |
| Employer contribution / active EE | $0 | $1,713-100.0% | $2,498-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,956 | $2,695-27.4% | $3,722-47.5% | $3,740-47.7% |
| Admin fee / account holder | $719 | $4,287-83.2% | $5,665-87.3% | $5,306-86.4% |