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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,995 | $78,694-51.7% | $67,652-43.8% | $125,393-69.7% |
| Participation rate | 91.3% | 78.8%+12.5pp | 75.7%+15.6pp | 83.2%+8.1pp |
| Annual return | -0.84% | 9.46%-10.3pp | 6625.04%-6625.9pp | 282.23%-283.1pp |
| Employer contribution / active EE | $0 | $3,044-100.0% | $2,266-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $2,507 | $4,292-41.6% | $3,560-29.6% | $5,351-53.2% |
| Admin fee / account holder | $4,758 | $7,403-35.7% | $4,821-1.3% | $9,541-50.1% |