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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,707 | $62,589+89.7% | $76,768+54.6% | $64,173+85.0% |
| Participation rate | 98.1% | 72.8%+25.3pp | 77.0%+21.1pp | 69.6%+28.5pp |
| Annual return | 10.09% | -1.95%+12.0pp | 2.43%+7.7pp | 7.63%+2.5pp |
| Employer contribution / active EE | $2,143 | $1,832+17.0% | $2,485-13.8% | $2,381-10.0% |
| Participant deferral / active EE | $5,993 | $3,145+90.6% | $3,852+55.6% | $3,470+72.7% |
| Admin fee / account holder | $1,796 | $4,667-61.5% | $6,675-73.1% | $4,887-63.2% |