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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,689 | $29,733+57.0% | $56,025-16.7% | $80,959-42.3% |
| Participation rate | 75.0% | 41.7%+33.3pp | 52.5%+22.5pp | 67.7%+7.3pp |
| Annual return | 9.70% | 35.28%-25.6pp | 1712.69%-1703.0pp | 35.67%-26.0pp |
| Employer contribution / active EE | $4,019 | $672+498.3% | $1,042+285.9% | $2,757+45.8% |
| Participant deferral / active EE | $1,976 | $1,229+60.8% | $1,955+1.1% | $4,300-54.0% |
| Admin fee / account holder | $392 | $2,434-83.9% | $2,828-86.1% | $6,925-94.3% |