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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,557 | $59,456+0.2% | $93,669-36.4% | $74,429-20.0% |
| Participation rate | 40.3% | 59.6%-19.3pp | 68.7%-28.4pp | 67.2%-26.9pp |
| Annual return | 13.75% | 82.00%-68.3pp | 133.59%-119.8pp | 1368.38%-1354.6pp |
| Employer contribution / active EE | $635 | $1,266-49.8% | $2,424-73.8% | $2,625-75.8% |
| Participant deferral / active EE | $1,463 | $3,052-52.1% | $4,416-66.9% | $4,348-66.4% |
| Admin fee / account holder | $5,457 | $3,026+80.4% | $8,291-34.2% | $1,944+180.7% |