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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,541 | $137,414+29.2% | $189,545-6.3% | $85,851+106.8% |
| Participation rate | 87.1% | 84.6%+2.5pp | 87.8%-0.7pp | 69.3%+17.8pp |
| Annual return | 10.24% | 38.14%-27.9pp | 555.36%-545.1pp | 318.63%-308.4pp |
| Employer contribution / active EE | $3,513 | $4,344-19.1% | $6,162-43.0% | $2,565+37.0% |
| Participant deferral / active EE | $9,492 | $6,260+51.6% | $8,220+15.5% | $3,952+140.1% |
| Admin fee / account holder | $12,851 | $8,630+48.9% | $12,049+6.7% | $6,261+105.3% |