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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,072 | $78,682-78.3% | $109,188-84.4% | $85,851-80.1% |
| Participation rate | 100.0% | 68.3%+31.7pp | 75.9%+24.1pp | 69.3%+30.7pp |
| Annual return | 35.59% | 25.09%+10.5pp | 25.76%+9.8pp | 318.63%-283.0pp |
| Employer contribution / active EE | $2,075 | $2,734-24.1% | $3,723-44.3% | $2,565-19.1% |
| Participant deferral / active EE | $3,300 | $3,468-4.8% | $4,654-29.1% | $3,952-16.5% |
| Admin fee / account holder | $36,260 | $5,470+563.0% | $6,755+436.8% | $6,261+479.2% |