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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,200 | $57,352-7.2% | $83,831-36.5% | $64,173-17.1% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | 10.26% | 11.38%-1.1pp | 850.99%-840.7pp | 7.63%+2.6pp |
| Employer contribution / active EE | $4,660 | $2,546+83.1% | $3,631+28.3% | $2,381+95.7% |
| Participant deferral / active EE | $3,734 | $2,993+24.8% | $4,082-8.5% | $3,470+7.6% |
| Admin fee / account holder | $795 | $4,046-80.3% | $5,479-85.5% | $4,887-83.7% |