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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,454 | $78,694+153.5% | $67,653+194.8% | $125,388+59.1% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | -0.10% | 9.46%-9.6pp | 6625.22%-6625.3pp | 282.24%-282.3pp |
| Employer contribution / active EE | $3,390 | $3,044+11.4% | $2,266+49.6% | $4,866-30.3% |
| Participant deferral / active EE | $6,780 | $4,292+58.0% | $3,560+90.5% | $5,352+26.7% |
| Admin fee / account holder | $2,687 | $7,403-63.7% | $4,821-44.3% | $9,541-71.8% |