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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,101 | $197,625+44.3% | $177,840+60.3% | $158,966+79.3% |
| Participation rate | 81.8% | 88.5%-6.7pp | 87.7%-5.9pp | 82.0%-0.1pp |
| Annual return | 8.79% | 58.76%-50.0pp | 48.32%-39.5pp | 302.95%-294.2pp |
| Employer contribution / active EE | $1,030 | $6,698-84.6% | $5,919-82.6% | $4,762-78.4% |
| Participant deferral / active EE | $7,413 | $8,405-11.8% | $7,714-3.9% | $5,983+23.9% |
| Admin fee / account holder | $21,741 | $15,405+41.1% | $12,431+74.9% | $11,250+93.3% |