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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,246 | $90,509-27.9% | $78,693-17.1% | $273,968-76.2% |
| Participation rate | 100.0% | 76.5%+23.5pp | 73.6%+26.4pp | 83.0%+17.0pp |
| Annual return | 42.57% | 75.61%-33.0pp | 62.18%-19.6pp | 41.45%+1.1pp |
| Employer contribution / active EE | $3,491 | $3,175+10.0% | $2,850+22.5% | $4,869-28.3% |
| Participant deferral / active EE | $60 | $3,901-98.5% | $3,517-98.3% | $5,287-98.9% |
| Admin fee / account holder | $66,904 | $5,264+1171.0% | $4,511+1383.2% | $10,132+560.3% |