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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,581 | $121,677-40.3% | $104,625-30.6% | $158,966-54.3% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 6.59% | 465.58%-459.0pp | 340.60%-334.0pp | 302.95%-296.4pp |
| Employer contribution / active EE | $2,933 | $3,165-7.3% | $2,681+9.4% | $4,762-38.4% |
| Participant deferral / active EE | $7,102 | $4,175+70.1% | $3,738+90.0% | $5,983+18.7% |
| Admin fee / account holder | $371 | $7,777-95.2% | $6,465-94.3% | $11,250-96.7% |