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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,530 | $53,596+12.9% | $90,657-33.2% | $64,173-5.7% |
| Participation rate | 100.0% | 64.5%+35.5pp | 74.0%+26.0pp | 69.6%+30.4pp |
| Annual return | 9.14% | 4.41%+4.7pp | 1.89%+7.3pp | 7.63%+1.5pp |
| Employer contribution / active EE | $2,131 | $1,503+41.8% | $2,532-15.8% | $2,381-10.5% |
| Participant deferral / active EE | $5,530 | $2,459+124.9% | $3,424+61.5% | $3,470+59.4% |
| Admin fee / account holder | $1,123 | $3,868-71.0% | $4,994-77.5% | $4,887-77.0% |