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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,122 | $69,012-31.7% | $160,009-70.6% | $68,486-31.2% |
| Participation rate | 81.0% | 65.4%+15.5pp | 78.0%+3.0pp | 67.9%+13.1pp |
| Annual return | -18.52% | -9.65%-8.9pp | 408.85%-427.4pp | -7.85%-10.7pp |
| Employer contribution / active EE | $1,374 | $2,212-37.9% | $4,225-67.5% | $2,597-47.1% |
| Participant deferral / active EE | $3,967 | $4,212-5.8% | $6,183-35.8% | $4,028-1.5% |
| Admin fee / account holder | $9,112 | $4,798+89.9% | $8,715+4.6% | $5,404+68.6% |