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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,754 | $83,045-37.7% | $130,045-60.2% | $71,511-27.6% |
| Participation rate | 61.8% | 74.1%-12.3pp | 78.5%-16.7pp | 67.9%-6.1pp |
| Annual return | 18.47% | 20.61%-2.1pp | -137.30%+155.8pp | 28.86%-10.4pp |
| Employer contribution / active EE | $1,582 | $2,623-39.7% | $4,321-63.4% | $2,589-38.9% |
| Participant deferral / active EE | $3,630 | $4,436-18.2% | $5,820-37.6% | $4,291-15.4% |
| Admin fee / account holder | $13,487 | $1,727+681.0% | $10,600+27.2% | $1,588+749.0% |