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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,462 | $81,870-34.7% | $119,622-55.3% | $68,486-21.9% |
| Participation rate | 62.2% | 71.9%-9.6pp | 79.3%-17.0pp | 67.9%-5.6pp |
| Annual return | -17.99% | -23.82%+5.8pp | -14.98%-3.0pp | -7.85%-10.1pp |
| Employer contribution / active EE | $1,578 | $2,692-41.4% | $4,232-62.7% | $2,597-39.2% |
| Participant deferral / active EE | $3,666 | $4,148-11.6% | $5,601-34.5% | $4,028-9.0% |
| Admin fee / account holder | $3,357 | $6,583-49.0% | $10,328-67.5% | $5,404-37.9% |