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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,092 | $89,370+175.4% | $141,197+74.3% | $72,976+237.2% |
| Participation rate | 80.6% | 75.1%+5.5pp | 82.5%-1.8pp | 69.5%+11.2pp |
| Annual return | 17.38% | 111.88%-94.5pp | 71.41%-54.0pp | 81.02%-63.6pp |
| Employer contribution / active EE | $13,276 | $3,115+326.2% | $4,736+180.3% | $2,440+444.1% |
| Participant deferral / active EE | $11,196 | $5,419+106.6% | $6,710+66.8% | $3,608+210.3% |
| Admin fee / account holder | $7,235 | $5,957+21.5% | $10,265-29.5% | $5,124+41.2% |