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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,694 | $138,076+44.6% | $123,553+61.6% | $135,380+47.5% |
| Participation rate | 87.5% | 84.7%+2.8pp | 82.3%+5.2pp | 82.6%+4.9pp |
| Annual return | -8.53% | 153.70%-162.2pp | 119.21%-127.7pp | 519.81%-528.3pp |
| Employer contribution / active EE | $116 | $5,152-97.8% | $4,628-97.5% | $4,779-97.6% |
| Participant deferral / active EE | $13,338 | $6,800+96.2% | $6,426+107.6% | $5,609+137.8% |
| Admin fee / account holder | $7,273 | $10,917-33.4% | $9,284-21.7% | $10,828-32.8% |