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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,687 | $162,967+50.8% | $135,792+80.9% | $138,895+76.9% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.6%+27.4pp | 79.9%+20.1pp |
| Annual return | 17.87% | 30.08%-12.2pp | 25.96%-8.1pp | 145.39%-127.5pp |
| Employer contribution / active EE | $1,524 | $4,211-63.8% | $3,496-56.4% | $4,194-63.7% |
| Participant deferral / active EE | $13,655 | $5,640+142.1% | $4,759+186.9% | $6,396+113.5% |
| Admin fee / account holder | $3,551 | $15,306-76.8% | $12,266-71.0% | $12,562-71.7% |