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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,720 | $32,117+51.7% | $71,086-31.5% | $64,181-24.1% |
| Participation rate | 84.4% | 42.7%+41.7pp | 54.7%+29.7pp | 69.6%+14.8pp |
| Annual return | -5.55% | -5.57%0pp | 650.59%-656.1pp | 7.63%-13.2pp |
| Employer contribution / active EE | $527 | $712-26.1% | $1,088-51.6% | $2,381-77.9% |
| Participant deferral / active EE | $1,573 | $1,263+24.6% | $1,874-16.1% | $3,470-54.7% |
| Admin fee / account holder | $6,205 | $2,759+124.9% | $3,082+101.3% | $4,887+27.0% |