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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $423,446 | $106,864+296.2% | $147,318+187.4% | $82,637+412.4% |
| Participation rate | 77.3% | 75.5%+1.8pp | 82.1%-4.8pp | 68.1%+9.2pp |
| Annual return | 12.66% | 27.49%-14.8pp | 70.43%-57.8pp | 53.51%-40.8pp |
| Employer contribution / active EE | $2,122 | $3,417-37.9% | $4,593-53.8% | $2,552-16.8% |
| Participant deferral / active EE | $13,787 | $6,496+112.2% | $7,906+74.4% | $4,126+234.1% |
| Admin fee / account holder | $5,473 | $8,415-35.0% | $13,708-60.1% | $7,339-25.4% |