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| Provider | Service type | Compensation |
|---|---|---|
SIKICH LLP8+ years Filed as: SIKICH CAPITAL MANAGEMENT, LLC Service code 15 · EIN 36-3168081 | Recordkeeping | $27,477 |
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $5,460 |
ADP BROKER-DEALER8+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,218 | $26,906-24.9% | $61,399-67.1% | $77,906-74.0% |
| Participation rate | 24.0% | 33.4%-9.5pp | 52.6%-28.6pp | 73.7%-49.7pp |
| Annual return | -16.56% | -14.46%-2.1pp | 338.81%-355.4pp | 12.16%-28.7pp |
| Employer contribution / active EE | $1 | $521-99.9% | $1,159-100.0% | $2,846-100.0% |
| Participant deferral / active EE | $811 | $1,180-31.3% | $2,124-61.8% | $4,805-83.1% |
| Admin fee / account holder | $57 | $117-51.5% | $2,131-97.3% | $133-57.2% |