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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,085 | $67,606+122.0% | $82,313+82.3% | $70,131+114.0% |
| Participation rate | 94.6% | 72.8%+21.8pp | 76.9%+17.7pp | 69.5%+25.1pp |
| Annual return | 11.29% | 21.57%-10.3pp | 25.88%-14.6pp | 73.14%-61.8pp |
| Employer contribution / active EE | $7,942 | $1,755+352.6% | $2,428+227.1% | $2,342+239.0% |
| Participant deferral / active EE | $3,992 | $2,987+33.7% | $3,706+7.7% | $3,332+19.8% |
| Admin fee / account holder | $11,467 | $4,512+154.2% | $5,608+104.5% | $4,645+146.9% |