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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $420,933 | $72,269+482.4% | $101,271+315.6% | $79,852+427.1% |
| Participation rate | 98.2% | 68.5%+29.8pp | 75.8%+22.4pp | 69.6%+28.6pp |
| Annual return | 18.55% | 22.29%-3.7pp | 46.48%-27.9pp | 31.72%-13.2pp |
| Employer contribution / active EE | $15,987 | $2,692+493.9% | $3,660+336.8% | $2,471+547.0% |
| Participant deferral / active EE | $10,629 | $3,282+223.9% | $4,371+143.2% | $3,740+184.2% |
| Admin fee / account holder | $16,911 | $4,401+284.3% | $5,948+184.3% | $5,306+218.7% |