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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,747 | $57,352+373.8% | $83,830+224.2% | $64,173+323.5% |
| Participation rate | 96.4% | 68.6%+27.8pp | 76.1%+20.2pp | 69.6%+26.8pp |
| Annual return | -3.38% | 11.38%-14.8pp | 850.97%-854.3pp | 7.63%-11.0pp |
| Employer contribution / active EE | $15,349 | $2,546+503.0% | $3,631+322.7% | $2,381+544.7% |
| Participant deferral / active EE | $9,594 | $2,993+220.5% | $4,082+135.0% | $3,470+176.5% |
| Admin fee / account holder | $9,103 | $4,046+125.0% | $5,479+66.2% | $4,887+86.3% |