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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,130 | $106,864+20.8% | $147,318-12.3% | $82,637+56.3% |
| Participation rate | 66.7% | 75.5%-8.8pp | 82.1%-15.4pp | 68.1%-1.4pp |
| Annual return | 18.60% | 27.49%-8.9pp | 70.43%-51.8pp | 53.51%-34.9pp |
| Employer contribution / active EE | $2,760 | $3,417-19.2% | $4,593-39.9% | $2,552+8.1% |
| Participant deferral / active EE | $8,767 | $6,496+35.0% | $7,906+10.9% | $4,126+112.5% |
| Admin fee / account holder | $4,611 | $8,415-45.2% | $13,708-66.4% | $7,339-37.2% |