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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,809 | $209,422+4.5% | $178,503+22.6% | $158,982+37.6% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 17.85% | 188.81%-171.0pp | 151.12%-133.3pp | 302.99%-285.1pp |
| Employer contribution / active EE | $2,931 | $5,707-48.6% | $5,011-41.5% | $4,763-38.5% |
| Participant deferral / active EE | $4,355 | $5,955-26.9% | $5,202-16.3% | $5,983-27.2% |
| Admin fee / account holder | $2,740 | $17,079-84.0% | $13,987-80.4% | $11,252-75.6% |