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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,590 | $65,367-60.9% | $92,915-72.5% | $72,976-64.9% |
| Participation rate | 69.2% | 68.3%+0.9pp | 76.0%-6.8pp | 69.5%-0.3pp |
| Annual return | 37.41% | 42.11%-4.7pp | 109.45%-72.0pp | 81.02%-43.6pp |
| Employer contribution / active EE | $2,242 | $2,594-13.6% | $3,653-38.6% | $2,440-8.1% |
| Participant deferral / active EE | $4,463 | $3,128+42.7% | $4,238+5.3% | $3,608+23.7% |
| Admin fee / account holder | $332 | $4,251-92.2% | $5,796-94.3% | $5,124-93.5% |