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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $34,646 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,846 | $72,303-49.0% | $86,691-57.5% | $64,814-43.2% |
| Participation rate | 68.5% | 80.4%-11.9pp | 76.6%-8.1pp | 71.5%-3.0pp |
| Annual return | -15.06% | 392.77%-407.8pp | 35.94%-51.0pp | 32.84%-47.9pp |
| Employer contribution / active EE | $0 | $2,393-100.0% | $2,837-100.0% | $2,507-100.0% |
| Participant deferral / active EE | $2,961 | $4,660-36.5% | $4,656-36.4% | $4,310-31.3% |
| Admin fee / account holder | $84 | $174-51.8% | $7,492-98.9% | $188-55.3% |