Retirement plan

INSULATION DISTRIBUTORS, INC. EMPLOYEES PROFIT SHARING PLAN

Name: INSULATION DISTRIBUTORS, INC. - INSULATION DISTRIBUTORS, INC. EMPLOYEES PROFIT SHARING PLAN (2015) Form 5500
Creator: INSULATION DISTRIBUTORS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, INSULATION DISTRIBUTORS, INC. EMPLOYEES PROFIT SHARING PLAN, INSULATION DISTRIBUTORS, INC.

INSULATION DISTRIBUTORS, INC.EIN 41-1358695Plan #002PY 2015

8303 AUDUBON ROAD - CHANHASSEN, MN 55317952-279-6421

Prospect flagsLow returns

Top hat statement on fileNQDC

Filed August 3, 2025

Plan administrator

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8303 Audubon Road

Chanhassen, MN 55317

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Plans declared (1)

Insulation Distributors, Inc. Plan25 emp

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Total assets (EOY)

$5.7M

No prior year

Total participants

321

No prior year

Average account balance

$19,398

No prior year

Annual return

-3.08%

No prior year

Benchmarks

See 690 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants250-999

Cohort690 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$22.95M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$33K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

703

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

95.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.56M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.59%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$178

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 3 by compensation

Provider	Service type	Compensation
JNBA FINANCIAL ADVISORS1+ years Filed as: JNBA FINANCIAL ADVISORS, INC. Service code 26 · EIN 41-1389326 8500 NORMANDLAE LAKE BLVD. · BLOOMINGTON, MN 55437	Advisory (Participants)	$19,166
LT TRUST COMPANY1+ years Service code 15 · EIN 61-1607607 1675 BROADWAY SUITE 500 · DENVER, CO 80202	Recordkeeping	$17,586
TD AMERITRADE, INC.1+ years Filed as: TD AMERITRADE TRUST COMPANY Service code 19	Securities Custodian	$0

Plan features & details

Pension benefit codes2E2F2G2J2K3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$37K

$146 / participant

Contract admin$18K47.9%
Other / not subdivided$19K52.1%

% of EOY assets

0.640%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CLIFTONLARSONALLEN LLP
Auditor EIN: 410746749
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$19,398

$38,925-50.2%

$73,836-73.7%

$55,191-64.9%

Participation rate

90.0%

66.0%+24.0pp

73.4%+16.6pp

69.2%+20.9pp

Annual return

-3.08%

6.31%-9.4pp

2268.06%-2271.1pp

10.78%-13.9pp

Employer contribution / active EE

$674

$1,695-60.2%

$2,787-75.8%

$1,899-64.5%

Participant deferral / active EE

$2,246

$2,351-4.5%

$3,583-37.3%

$3,046-26.3%

Admin fee / account holder

$124

$83+49.8%

$4,882-97.5%

$91+36.8%

Provider

Service type

Compensation

JNBA FINANCIAL ADVISORS1+ years

Filed as: JNBA FINANCIAL ADVISORS, INC.

Service code 26 · EIN 41-1389326

8500 NORMANDLAE LAKE BLVD. · BLOOMINGTON, MN 55437

Advisory (Participants)

$19,166

LT TRUST COMPANY1+ years

Service code 15 · EIN 61-1607607

1675 BROADWAY SUITE 500 · DENVER, CO 80202

Recordkeeping

$17,586

TD AMERITRADE, INC.1+ years

Filed as: TD AMERITRADE TRUST COMPANY

Service code 19

Securities Custodian

INSULATION DISTRIBUTORS, INC. EMPLOYEES PROFIT SHARING PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

INSULATION DISTRIBUTORS, INC. EMPLOYEES PROFIT SHARING PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion