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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,479 | $91,167+162.7% | $178,498+34.2% | $79,858+199.9% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 17.36% | 24.19%-6.8pp | 151.09%-133.7pp | 31.72%-14.4pp |
| Employer contribution / active EE | $7,632 | $3,255+134.4% | $5,011+52.3% | $2,471+208.9% |
| Participant deferral / active EE | $6,641 | $3,236+105.2% | $5,202+27.7% | $3,740+77.5% |
| Admin fee / account holder | $5,509 | $6,747-18.3% | $13,985-60.6% | $5,306+3.8% |