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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,629 | $150,447+37.3% | $136,298+51.6% | $147,586+40.0% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 16.63% | 1049.15%-1032.5pp | 5156.27%-5139.6pp | 578.59%-562.0pp |
| Employer contribution / active EE | $8,292 | $5,256+57.8% | $4,696+76.6% | $4,876+70.0% |
| Participant deferral / active EE | $9,705 | $6,631+46.4% | $6,247+55.3% | $5,439+78.4% |
| Admin fee / account holder | $7,408 | $10,906-32.1% | $9,244-19.9% | $10,886-32.0% |