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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,418 | $134,001+44.3% | $112,258+72.3% | $134,509+43.8% |
| Participation rate | 88.9% | 78.6%+10.3pp | 75.1%+13.8pp | 81.2%+7.7pp |
| Annual return | -14.14% | 47.15%-61.3pp | 27.47%-41.6pp | 418.13%-432.3pp |
| Employer contribution / active EE | $0 | $4,039-100.0% | $3,636-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $10,497 | $5,291+98.4% | $4,728+122.0% | $6,400+64.0% |
| Admin fee / account holder | $37,085 | $7,491+395.1% | $6,411+478.4% | $11,427+224.6% |