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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,435 | $217,432+4.6% | $185,849+22.4% | $167,536+35.8% |
| Participation rate | 89.5% | 86.1%+3.4pp | 81.7%+7.8pp | 82.1%+7.4pp |
| Annual return | 15.88% | 148.42%-132.5pp | 122.10%-106.2pp | 478.82%-462.9pp |
| Employer contribution / active EE | $7,266 | $5,875+23.7% | $5,169+40.6% | $4,839+50.1% |
| Participant deferral / active EE | $6,179 | $6,357-2.8% | $5,569+11.0% | $6,342-2.6% |
| Admin fee / account holder | $1,447 | $19,818-92.7% | $16,244-91.1% | $12,315-88.3% |