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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,732 | $202,342-32.9% | $172,753-21.4% | $152,909-11.2% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 24.25% | 1029.88%-1005.6pp | 803.00%-778.8pp | 345.46%-321.2pp |
| Employer contribution / active EE | $6,704 | $5,857+14.5% | $5,144+30.3% | $4,764+40.7% |
| Participant deferral / active EE | $6,045 | $5,948+1.6% | $5,198+16.3% | $5,851+3.3% |
| Admin fee / account holder | $583 | $17,112-96.6% | $13,956-95.8% | $11,601-95.0% |