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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,202 | $110,240+39.0% | $96,544+58.7% | $139,487+9.8% |
| Participation rate | 42.9% | 78.1%-35.3pp | 76.0%-33.1pp | 80.3%-37.5pp |
| Annual return | 20.63% | 26.41%-5.8pp | 25.88%-5.2pp | 373.84%-353.2pp |
| Employer contribution / active EE | $1,688 | $3,622-53.4% | $2,966-43.1% | $4,755-64.5% |
| Participant deferral / active EE | $7,004 | $5,549+26.2% | $4,851+44.4% | $6,713+4.3% |
| Admin fee / account holder | $0 | $11,602-100.0% | $8,254-100.0% | $11,407-100.0% |