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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,141 | $124,346-8.2% | $111,306+2.5% | $167,553-31.9% |
| Participation rate | 50.0% | 79.6%-29.6pp | 77.3%-27.3pp | 82.1%-32.1pp |
| Annual return | 17.24% | 37.46%-20.2pp | 54.67%-37.4pp | 478.89%-461.7pp |
| Employer contribution / active EE | $1,758 | $3,438-48.8% | $2,732-35.6% | $4,840-63.7% |
| Participant deferral / active EE | $3,288 | $5,182-36.6% | $4,488-26.7% | $6,343-48.2% |
| Admin fee / account holder | $0 | $10,623-100.0% | $7,966-100.0% | $12,316-100.0% |