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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,183 | $77,920+8.0% | $149,723-43.8% | $75,177+12.0% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 18.80% | 31.72%-12.9pp | 134.50%-115.7pp | 160.75%-141.9pp |
| Employer contribution / active EE | $2,733 | $3,138-12.9% | $4,821-43.3% | $2,671+2.3% |
| Participant deferral / active EE | $7,500 | $3,411+119.9% | $5,682+32.0% | $4,126+81.8% |
| Admin fee / account holder | $1,432 | $5,951-75.9% | $13,215-89.2% | $5,651-74.7% |