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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,683 | $85,171-33.4% | $172,753-67.2% | $72,976-22.3% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 24.20% | 27.32%-3.1pp | 803.00%-778.8pp | 81.02%-56.8pp |
| Employer contribution / active EE | $2,156 | $3,324-35.2% | $5,144-58.1% | $2,440-11.7% |
| Participant deferral / active EE | $5,150 | $3,260+58.0% | $5,198-0.9% | $3,608+42.7% |
| Admin fee / account holder | $2,549 | $5,880-56.7% | $13,956-81.7% | $5,124-50.3% |