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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,698 | $176,120-30.9% | $159,487-23.7% | $167,553-27.4% |
| Participation rate | 70.0% | 85.0%-15.0pp | 82.8%-12.8pp | 82.1%-12.1pp |
| Annual return | 6.76% | 331.95%-325.2pp | 263.71%-257.0pp | 478.89%-472.1pp |
| Employer contribution / active EE | $9,706 | $5,299+83.2% | $4,831+100.9% | $4,840+100.6% |
| Participant deferral / active EE | $7,893 | $7,752+1.8% | $7,354+7.3% | $6,343+24.4% |
| Admin fee / account holder | $636 | $12,561-94.9% | $10,804-94.1% | $12,316-94.8% |