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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,899 | $138,076-74.0% | $123,553-70.9% | $135,380-73.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -10.79% | 153.70%-164.5pp | 119.21%-130.0pp | 519.81%-530.6pp |
| Employer contribution / active EE | $4,120 | $5,152-20.0% | $4,628-11.0% | $4,779-13.8% |
| Participant deferral / active EE | $10,653 | $6,800+56.7% | $6,426+65.8% | $5,609+89.9% |
| Admin fee / account holder | $1,680 | $10,917-84.6% | $9,284-81.9% | $10,828-84.5% |