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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,788 | $142,409+90.1% | $119,634+126.3% | $134,545+101.3% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -16.15% | -12.46%-3.7pp | -14.98%-1.2pp | 418.37%-434.5pp |
| Employer contribution / active EE | $7,398 | $5,224+41.6% | $4,232+74.8% | $4,742+56.0% |
| Participant deferral / active EE | $15,792 | $6,468+144.2% | $5,601+181.9% | $6,401+146.7% |
| Admin fee / account holder | $33,037 | $13,594+143.0% | $10,329+219.8% | $11,431+189.0% |